I have my bisalp consult on Friday and I’m nervous

I looked up my insurance info and the consult alone is gonna cost about 300 dollars. And I went online to my insurance website to ask if they are ACA complaint and the mf on there didn’t even know wtf I was talking about so that makes me nervous af because if I do get approved I can’t afford my deductible.. which is a couple thousand. I pretty much owe 50% of everything until I meet my deductible which I’m far from meeting right now. So I’m worried that even if I do get approved that I won’t even be able to afford to get it if my insurance doesn’t approve me. Idk I’m just having alot of anxiety about it regarding payment. I’m not nervous about the surgery or anything If I get approved, it’s more being nervous of not being able to afford it or not being able to get my insurance to cover it.

I have cigna insurance btw. And I looked it up and I have the cheapest plan where I pay until I meet the deductible so… idk how it’s gonna go. Any advice? I figured that it should be covered since all of my birth control methods have been covered in the past Like my depo shots, my pills and my implant in the past were all covered but idk.

I have my bisalp consult on Friday and I’m nervous